【单选题】【消耗次数：1】
保险与公积金的主要区别是什么？
①
保险是短期储蓄，公积金是长期积累
②
保险是自愿缴纳，公积金是强制缴纳
③
保险主要用于风险补偿，公积金主要用于住房保障
④
保险由个人全额负担，公积金由单位和个人共同负担
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相关题目
【单选题】
住房公积金和住房储蓄最根本的区别在于（）
①
住房储蓄是以自愿为原则，而住房公积金是以强制性缴纳为原则
②
住房公积金是以自愿为原则，而住房储蓄是以强制性缴纳为原则
③
住房公积金是有计划的，而住房储蓄是无计划的
④
住房储蓄的存款利率是固定的，而住房公积金的存款利率是波动的
【单选题】
养老保险、医疗保险和失业保险是由企业和个人共同缴纳保费,（ ）的保费完全由企业承担,个人不需要缴纳。
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工伤保险和生育保险
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